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TrueEarnings Card from Costco and American Express
Small Business Resources: TrueEarnings Card from Costco and American Express

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TrueEarnings Card from Costco and American Express

Earn true cash back the simple way

TrueEarnings® Card from Costco and American Express


Card features

  • Earn 3% cash back for gasoline.
  • Earn 3% cash back for restaurants.
  • Earn 2%cash back for travel.
  • Earn 1%cash back everywhere else, including Costco.
  • No minimum on how much you have to spend.
  • No limit on what you can earn with the TrueEarnings Card.
  • Cash back earnings accumulates over the course of the year and the total is issued to you in your February billing statement.

The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card

No Annual Fee with your paid Costco Membership
Payment Options

  • Pay over time or pay in full.
  • Grace Period for purchases is up to 20 days, if the previous balance shown on each billing statement is paid in full by each respective due date.



Annual Percentage Rate

  • 0.00% Intro APR for 3 months on purchases made with the Card.
  • For Balance transfers, APR is 1.99% for 6 months when you transfer a balance during the first 30 days of Cardmembership.



TrueEarnings Card from Costco and American Express